Savings

Your deposits with First National are backed by FDIC insurance up to
at least $250,000 per depositor.

Commercial Savings

Designed for businesses who want a simple and secure account to build a savings base and earn interest.

• $250 minimum opening balance
• $5 monthly maintenance fee
• Monthly fee waived if $500 minimum daily balance is maintained
• Two (2) free withdrawals per month
• $2 fee per withdrawal in excess of two (2) per month
• Quarterly Statement
• Pays interest* compounded daily and credited quarterly on collected balance

Certificates of Deposit

Designed for businesses that want to earn a higher interest rate and can plan ahead to access funds.

• Minimum $500 to purchase
• Fixed and variable rate plans are available at competitive market rates
• Interest is compounded daily
• Interest added to principal, to another account or paid by check monthly, semi-annually or at maturity
• Automatic certificate rollover at competitive market rates
• Wide range of maturities available at competitive market rates
• Penalties may apply for withdrawals prior to maturity