CDs/IRA :: Personal Banking :: First National Bank of the South

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CD's/IRA

Your deposits with First National are backed by FDIC insurance up to
at least $250,000 per depositor through December 31, 2013.

Personal Banking

Certificates of Deposit

A wide range of options, earing higher, competitive interest* while safely keeping your money invested for a set period of time.

Minimum $500 to purchase fixed-rate CD
Interest is compounded daily and may be added to principal or to another account monthly, quarterly, semi-annually or at maturity
Automatic certificate rollover
Penalties may apply for withdrawal prior to maturity

Variable-Rate Add-on Certificates of Deposit

Another savings option that earns interest*, but allows you to make additional deposits and offers one penalty-free withdrawal.

Minimum $100 to purchase variable-rate CD
Interest is compounded daily and may be added to principal or to another account monthly, quarterly, semi-annually or at maturity
Automatic certificate rollover
One penalty-free withdrawal, but penalties may apply for additional withdrawals prior to maturity
Unlimited deposits with a minimum of $50

IRA Accounts

Individual Retirement Accounts

Wide range of maturities available at competitive market rates
Traditional, Education and Roth products are available

*Interest rates are subject to change without notice.