Checking
All of our checking accounts offer the following FREE services:
- FREE ATMs Nationwide*
- FREE Online Banking & Bill Pay
- FREE FinanceWorks, an online financial management tool
- FREE Electronic Statement
- FREE Direct Deposit
- FREE Debit Card
- FREE 24 Hour Telephone Account Access
- FREE Check Imaging
Your deposits with First National are backed by FDIC insurance up to at least $250,000 per depositor through December 31, 2013.
Signature Checking
Designed for individuals who want a flexible checking account with no minimum balance requirements and free unlimited check writing.
Great account for college students!
- $100 minimum opening balance
- No monthly maintenance fee
- No minimum balance to maintain
- No interest paid on account balance
- Automatic Overdraft Privilege available
Premier Checking
Designed for individuals who have higher balances and want to be rewarded with special banking services, such as earning interest.
- FREE first box of First National standard wallet checks
- $100 minimum opening balance
- $10 monthly maintenance fee
- Monthly maintenance fee waived if:
- $500 minimum daily balance maintained, or
- $1,500 average daily balance maintained, or
- $10,000 or more minimum combined daily balance maintained in a related savings, money market, CD (including Health Savings Account CDs) or IRA
- Pays interest** compounded daily, credited monthly on collected balances of $500 or more as follows:
-
$500 - $2,499.99 Base Rate -
$2,500 - $9,999.99 Premium Rate -
$10,000 and over Super Rate
-
- 50% discount on 3x5 safe deposit box
- $100 discount on home mortgage loan origination fee
Elite Checking
Designed for individuals 50 and over who want a premium account and special banking services such as free checks and preferred rates.
- FREE First National standard wallet checks
- $100 minimum opening balance
- No monthly maintenance fee
- No minimum balance to maintain
- Pays interest** compounded daily, credited monthly on collected balances
-
$500 - $2,499.99 Base Rate -
$2,500 - $9,999.99 Premium Rate -
$10,000 and over Super Rate
-
- FREE one signature Travelers Cheques
- FREE Official Checks
- 50% discount on 3x5 safe deposit box
- $100 discount on home mortgage origination fee
- Bonus CD rates
- Penalty-free withdrawal of CD funds for medical expenses
Prestige Checking
Designed for individuals who want premium interest rates and access to our top-tier services at no charge.
- FREE First National standard wallet checks
- $1000 minimum opening balance
- $15 monthly maintenance fee
- Monthly fee waived if:
- $2,500 minimum daily balance
- $10,000 or more minimum combined daily balance maintained in a related savings, money market, CD (including Health Savings Account CDs) or IRA
- Pays interest** compounded daily, credited monthly on collected balances
-
$500 - $2,499.99 Base Rate -
$2,500 - $9,999.99 Premium Rate -
$10,000 - $24,999.99 Super Rate -
$25,000 and over Super Plus Rate
-
- FREE one-signature Travelers Cheques
- FREE Official Checks
- 50% discount on 3x5 safe deposit box
- $100 discount on home mortgage loan origination fee
**Interest rates are subject to change without notice.
