Money Market :: Personal Banking :: First National Bank of the South

Money Market

Your deposits with First National are backed by FDIC insurance up to
at least $250,000 per depositor.

Designed for individuals who want the benefits of higher interest and the flexibility that allows easy access to your money.

$1,000 minimum opening balance
$10 monthly maintenance fee
Monthly fee waived if:
- $1,000 minimum daily balance maintained, or
- $2,000 average daily balance maintained
Transfers from Money Market account to another account or to third parties by pre-authorized, automatic, telephone, computer transfers, draft, check, point of sale purchase or similar order to third parties are limited to six (6) per month.
Unlimited withdrawals in person or at an ATM
Excess withdrawal fee of $5 per item in excess of the above limitations
Pays interest* compounded daily and credited monthly on collected balances of $0.01 or more as follows:
- $0.01 to $4,999.99: Base Rate
- $5,000 to $9,999.99: Money Market Rate
- $10,000 and over: Premium Rate

*Interest rates are subject to change without notice.