Money Market

Your deposits with First National are backed by FDIC insurance up to
at least $250,000 per depositor through December 31, 2013.

Personal Money Market

Designed for individuals who want the benefits of higher interest and the flexibility that allows easy access to your money.

• $1,000 minimum opening balance
• $10 monthly maintenance fee
• Monthly fee waived if:
  • $1,000 minimum daily balance maintained, or
  • $2,000 average daily balance maintained
• Transfers from Money Market account to another account or to third parties by pre-authorized, automatic, telephone, computer transfers, draft, check, point of sale purchase or similar order to third parties are limited to six (6) per month.
• Unlimited withdrawals in person or at an ATM
• Excess withdrawal fee of $5 per item in excess of the above limitations
• Pays interest* compounded daily and credited monthly on collected balances of $0.01 or more as follows:
  • $0.01 to $4,999.99: Base Rate
  • $5,000 to $9,999.99: Money Market Rate
  • $10,000 and over: Premium Rate