Mortgage Loans
Fixed Rate Mortgage
Provides the security of a stable interest rate and monthly principal and interest payment that will not change over the life of the loan.
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Perfect for the borrower who plans to stay in their home long-term
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Conventional 10-40 Year Term
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Jumbo Financing (Loans in excess of $417,000) available
Adjustable Rate Mortgage
Offers a lower starting interest/payment which may increase the borrower's buying power.
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Good option for the borrower who plans to move or refinance within a few years
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Offers an initial term of 3,5 or 7 years, then becomes an amortizing 1 year Adjustable Rate Mortgage
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Conventional and Jumbo options available
Interest Only Fixed Rate Mortgage
Provides a fixed rate for the life of the loan with an interest only payment for the first 10 or 15 years.
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Great option for the borrower that wants the stability of a fixed rate, but also needs maximum cash flow and lower payments during initial term
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After the initial term, the unpaid balance is then fully amortized over the remaining term of the loan
For more information on how First National may assist you with your mortgage, home equity or refinancing options, please contact:
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Shany Ezell |
Or any of our Mortgage Specialists:
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Spartanburg |
Randy Foster |
864-578-8600 |
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Greenville |
Pat Harrison |
864-213-9109 |
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Greer |
Kathy Tapp |
864-848-4355 |
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Columbia |
Whitney Jamison |
803-779-6670 |
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Lexington |
Cynthia Hutchison |
803-808-1244 |
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Charleston |
Charlie Gamble |
843-971-6977 |
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York County |
Angie Ennis |
803-548-6666 |
Mortgage Application Checklist
Mortgage Application
